How Much Does It Cost to Start a Business?
Realistic UK startup cost breakdowns for 2026. Every cost category covered — premises, equipment, licensing, staffing, insurance, and working capital. Plus how to set up HR from day one.
Restaurant
Complete breakdown of UK restaurant startup costs in 2026. Premises, equipment, licensing, staffing, insurance and working capital — with realistic cost ranges and expert guidance.
Hair Salon
Detailed UK hair salon startup cost breakdown for 2026. Premises, equipment, staffing, insurance and marketing costs — with practical guidance for first-time salon owners.
Gym
Full UK gym startup cost breakdown for 2026. Premises, equipment, licensing, staffing and insurance — with realistic ranges for independent gym owners.
Nursery
Comprehensive UK nursery startup cost guide for 2026. Ofsted registration, premises requirements, staffing ratios, equipment and insurance — everything you need to know.
Pub
Complete UK pub startup cost guide for 2026. Lease vs freehold, licensing, fit-out, staffing, stock and insurance — with realistic costs for first-time publicans.
Don't forget employer costs
On top of every salary you pay, add 15% employer National Insurance (on earnings above £5,000) and 3% minimum pension contributions. For a £25,000 salary, that is over £3,600 in additional employer costs per year.
Starting a business? Set up HR properly from day one
Employment contracts, right-to-work checks, pension auto-enrolment, and leave tracking — all required from your first hire. Grove HR handles it all from just £2.40 per employee per month.